Thinking About Moving?

There are a lot of reasons you may be considering a move to a new home.

• Relocating to experience a new city or for a great job opportunity.
• Getting married?
• Is your family growing?
• Kids leaving home?
• Retiring and planning to do a lot of traveling?
  
  Lifestyles and family situations often determine your housing needs. Here are some initial thoughts to get you in the home buying and selling mindset.
  
  Plan Ahead
  Even though you may be months or even years from buying a new home, get prepared now. Keep up on developments in the housing market. Figure out what you'd like in your next home. Do some research on the Internet. Use Champion's Home Alert and you will be the first to receive a notice when a home that matches your criteria becomes available!
  
  Talk to Your Financial Planner
  This is particularly important if you are buying your first home. Maybe you'll need to save money for a down payment. Many people forget to prepare for closing and moving costs. Prioritize your expenses, and put saving for a house near the top of the list. As a starting point, try our affordability calculator to get an idea how much home you can afford.
  
  Talk to a Real Estate Agent and Mortgage Banker
  There is no one better to help you determine whether now or later is a better time to move than a real estate agent. A good Realtor® can offer you valuable advice and provide you with a competitive market analysis of your current property.

Speaking to a mortgage banker in advance is also a good move. He or she can help you determine how much more home you can afford, will give you advice on how to clear up outstanding credit issues and then get you pre-approved for the right home loan once you're ready to move.

If there is anything we can do to help you, please let us know by contacting us.